RRSP GICs, RRIF GICs, TFSA GICs, GICs

GIC Interest Calculator
Discover how much more interest you can earn today by buying GICs though OneSourceGIC vs. what you would earn getting the top posted rate GICs from the Big Five banks (enter amount below).
Enter GIC amount:
(GIC interest amounts)
Term
OneSource
GIC
($)
Big Five*
($)
Additional Interest ($)
1-Yr
0
0
0
2-Yr
0
0
0
3-Yr
0
0
0
4-Yr
0
0
0
5-Yr
0
0
0
*Big Five Rates refers to the highest posted Guaranteed Investment Certificate rates from BMO, BNS, CIBC, RBC, TD-CT (all figures are dollar rounded; rates updated April 23, 2014).
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GIC Products and Plans

PRODUCTS OFFERED
Guaranteed Investment Certificates (GICs) with preferential rates from numerous financial institutions in Canada. Our rates and products are specifically for the GIC broker channel and are unavailable in branches.

PLAN TYPES
Investments offered through OneSourceGIC can be placed into the following plan types:

  • GIC (for non-registered plans)
  • RRSP GICs (Registered Retirement Saving Plan)
  • TFSA GICs (Tax Free Savings Plan)
  • RRIF GIC (Registered Retirement Income Fund)

FINANCIAL INSTITUTIONS (GIC ISSUERS)
The issuers of the GICs include three of the five big Canadian banks, as well as large international banks, and Canadian credit unions operating across Canada.

TERMS
The terms range from 30 days to 5 years, as well as cashable GICs. Specific terms, e.g. 55 days, are also available. Longer terms are also available.


Daily GIC Rate Watch (last updated April 23, 2014 )

Top 1 to 5 Year GIC

posted rates from OneSourceGIC:
1-Year (%)
2-Year (%)
3-Year (%)
4-Year (%)
5-Year (%)
2.20%
2.20%
2.30%
2.45%
2.75%

Compare GIC rates:

Top 1 to 5 Year GIC posted rates

from the Big Five:
1-Year (%)
2-Year (%)
3-Year (%)
4-Year (%)
5-Year (%)
1.30%
1.55%
1.75%
1.60%
2.20%